NextGen Payments & RegTech Forum Malta 2027

Dylan Cuschieri Tonna

Senior Manager, Financial Crime Compliance at MFSA

Gege Gatt

CEO at EBO.ai

Jean Noel Cutajar

Chief Legal & Compliance Officer at BNF Bank

Dr. Jean Noel Cutajar is a legal professional, specialising in banking, finance, and corporate law. Dr. Cutajar earned his Doctorate of Laws from the University of Malta in 2010 and further enhanced his knowledge with a Master of Laws, specialising in banking and finance, from the University of London in 2017. Additionally, he holds a degree in company directorship from the UK Institute of Directors, London, in 2021. Throughout his career, Dr. Cutajar has advised various reputable companies and institutions, including HSBC Bank p.l.c. and the Central Bank of Malta, amongst others.

Justine Scerri Herrera

Partner at MK Fintech Partners Ltd

Dr. Justine Scerri Herrera is a Managing Partner at MK Fintech Partners which Maltese entity forms part of the Top Tier International ‘Michael Kyprianou’ group. Incidentally, MK is Top ranked in The Legal 500 and according to Gold Magazine is the 3rd Largest in size in Cyprus. Her areas of expertise include Fintech, Blockchain, Crypto and investments sectors. Justine mainly deals in advising and licencing for issuers and service providers falling under the Maltese Virtual Financial Assets Regulations (crypto & blockchain), Investment Services Act (Capital Market players, Capital Raising etc) and Financial Institutions Act (EMI, PI). Justine’s love for fintech and decentralisation sprouted 7 years ago while conducting her Doctoral and Masters Thesis’s focusing on jurisdiction in cyberspace and the rise of technology. Justine’s past work experience includes working for a Top Tier Investments Firm (Exante), an International Bank and a leading criminal law firm. Other academic accomplishes include a certification with the Malta Stock Exchange in ‘Securities and Trading’ and certification in ‘Virtual Financial Assets’. Notably, Justine formed part of Malta’s Digital Think Thank (Taskforce set up by the Maltese Government) and was recently nominated to be on the VFA Executive Committee which is part of the Malta Chamber of Commerce. Justine is also a true academic at heart and in her spare times often publishes research and speaks at events worldwide. Her favourite quote is ‘knowledge is power’.

Nadia Calleja

Head of Legal - Customer Operations and Payments at Betsson Group

Rich Wagner

CEO at Zempler Bank

Rich is CEO and founder of Zempler and has over 30 years of experience in payments and banking, including executive roles at Visa, Barclaycard and Providian. Outside of his work at Zempler, Rich is an active and vocal industry advocate including as a former Chair of the Payments Association and as a current member of the UK Finance Payments Board.

Robert Courtneidge

Payment Industry Expert

Robert Courtneidge is a valued and respected industry expert in the emerging payments industry. He is working with a number of businesses assisting them on their strategy and products using his 30+ years legal experience to give them practical and innovative solutions. He is co-author and Editor of The PAYTECH Book 2020. He was co-founder of the Prepaid International Forum and has worked with the Emerging Payments Association since it was founded.

Sean Spiteri

Head of Payments at Kwiff

With over a decade of experience in the online gambling industry, Sean has gained a strong end-to-end understanding of player experience, compliance, and payments. He specialises in turning payments into a strategic growth driver, launching localised APMs across global markets and optimising PSP routing to improve approval rates whilst keeping costs low. Known for being hands-on, adaptable, and curious, he thrives in fast-paced, highly regulated iGaming environments and sees payments as a key competitive advantage.

Stefan Pullicino

Payments Lead at Bank of Valletta

Stefan Pullicino is a seasoned Payments Lead at Bank of Valletta p.l.c., one of Malta's premier financial institutions. With extensive experience in banking and payment operational processing, Stefan excels in optimising transaction flows, enhancing efficiency, and integrating innovative systems for seamless domestic and cross-border payments. His expertise spans risk management, operational resilience, and adapting to evolving customer demands in a fast-paced digital landscape. Stefan brings a practical, hands-on approach to payment infrastructure, drawing from years of leadership in operational roles, and is committed to driving excellence in payments.